RATES ON CERTIFICATES OF DEPOSIT
(Retail Rates Only)
Rates effective
October 15, 2008
Rates subject to change without notice
$1,500 to $9,999
$10,000 to $49,999
$50,000 & Over
Interest Rate
APY
Interest Rate
APY
Interest Rate
APY
3 Months
~
~
2.30%
2.32%
2.50%
2.52%
6 Months
2.95%
2.99%
3.20%
3.25%
3.40%
3.45%
9 Months
3.15%
3.19%
3.40%
3.44%
3.60%
3.65%
12 Months
3.35%
3.39%
3.60%
3.65%
3.80%
3.86%
18 Months
3.35%
3.39%
3.60%
3.65%
3.80%
3.86%
24 Months
3.05%
3.08%
3.30%
3.34%
3.50%
3.55%
36 Months
3.05%
3.08%
3.30%
3.34%
3.50%
3.55%
60 Months
3.05%
3.08%
3.30%
3.34%
3.50%
3.55%
Accounts falling below minimum balances - Interest Rate .30% (APY .30%)
Substantial Penalties for Early Withdrawal
APY = Annual Percentage Yield
Questions you may have about terms or conditions of Nantucket Bank's Certificates of Deposit should be directed to an Officer of the Bank.